Can you afford these common costs experienced by people who have an accident or illness while travelling?

• $10,000 per night accommodation (typical inpatient costs at US hospital)


• $4,300 per night to accommodate visiting friends or relatives (non-resident fees for a Canadian intensive care unit)


• $2,000 airfare (cost of an unexpected flight home)

If your budget doesn't allow for these expenses, travel insurance can help. Many Canadians believe that their government health insurance plans will cover them when they leave their home province, but government plans have limits.

Even within Canada, if you have an accident or fall ill while visiting another province, not all the costs associated with your medical care are covered by your provincial health plan. If you are visiting Canada, or returning without government insurance, good planning means protecting yourself against the unexpected with emergency hospital medical insurance.

Travel insurance helps protect your family, your future, and your trip against the unexpected financial burden that can arise when an emergency happens. It also means that help is just a phone call away if you encounter an emergency while travelling.